In 1974, thanks to the Equal Credit Opportunity Act, women were given the right to open bank accounts and get mortgages and personal credit cards in their own names. Before that, single women were required to bring a man along to cosign any credit application, regardless of their income.
Today, less than 50 years later, women have more financial opportunities than they’ve had in the history of our country. But there are still gaps between women’s financial inclusion and security and that of men.
For many retirees spending their nest egg after years of focus on accumulation is a major transition. Artemis client Ameriprise released the results of their Making Money Last study, which details how retirees are handling their finances, earlier this week. Major findings include the following: Nearly seven in 10 respondents have not begun to withdraw their money, aside from […]
Intersections between and amongst industries can create opportunities. Our work gives us a window into several sectors, and we often find ourselves applying what we’ve learned from one industry to an entirely different industry. Here are three examples.
Many of our primary marketing research clients are leaders in financial services, healthcare, associations and other industry sectors. The Financial Services Industry Take a look at thought leadership studies sponsored by PNC, Eaton Vance and Ameriprise. Topics range from retirement planning and risk to family financial relationships, investment and economic outlook. Audiences include individual investors, […]
A recently published Ameriprise study found that nearly two-thirds of siblings talk about money with each other and, of those, only 15% experience conflicts over money. These issues are usually about their parents (68% of the time). Other common causes of tension between siblings revolve around spending habits and different money values (56%), different income levels […]
Partner Anne Aldrich Presented at Card Forum and University of Maryland Partner Anne Aldrich, in collaboration with Artemis’ business partner Kimberly Gartner and David Hill from NetSpend, spoke at the 2017 Card Forum in Austin. Their presentation “Navigating the Financial Services Landscape: Using Information on How Americans Make Decisions to Inform Product Innovation” focused on […]
New family finance research by Ameriprise Financial, in partnership with Artemis Strategy Group, finds that most families in America feel confident about their financial future thanks to regular family conversations about money. Ameriprise also shares results about how family dynamics affect financial discussions and about planning the family legacy together. Read the full press release on Business […]
Our recent ebook from our Motivation Assessment Program™ (MAP) work, Americans and Their Money, describes the impact of financial anxiety on Americans. One reasonable assumption is that the accumulation of financial assets can reduce financial anxiety. We decided to examine that by looking separately at Americans who have at least half a million dollars ($500,000+) in investable assets […]
A recent article published by The Atlantic titled “The Secret Shame of Middle-Class Americans” has been widely shared and discussed over the past couple of weeks—and not just in our circles. Writer Neal Gabler begins his piece with this startling statement: “Nearly half of Americans would have trouble finding $400 to pay for an emergency. I’m […]
