In July the U.S. Treasury announced the cancellation of myRA (my Retirement Account), a starter-retirement-savings product they launched in 2015 to help people without access to employer-sponsored retirement plans. The Treasury developed this product, under the Savings Bond authority of the government, in recognition of the growing retirement-savings crisis in the United States. It built […]
New research by America Saves, in partnership with Artemis Strategy Group, explores who Committed Savers are, what triggered and/or accelerated their savings, what barriers they encountered in their savings journey, what steps they took to overcome these challenges, and how well they succeeded. Read the full press release and download the survey summary and data.
America has a saving problem. New savings research provides ideas on how to help, by providing three steps that can help motivate Americans to build a habit of saving.
The ants and the grasshopper: Who’s motivated to save? A brief discussion of retirement savings motivations and behaviors today, with a focus on current American saving trends.
Today we released compelling new findings from our 2024 Life Priorities Assessment Study, a comprehensive exploration of American outlooks across nine life aspects, covering health, family, work, relationships, finance and more. This analysis reveals how recent events have disproportionately affected women in their prime working and childbearing years — especially within Generations X, Y and […]
We conducted the sixth annual Protected Retirement Income and Planning [PRIP] Study with our partners at the Alliance for Lifetime Income (ALI) this year. The third chapter of the 2024 results were just released. Unfortunately, this new study highlights key gaps in retirement planning conversations, including critical misunderstandings on protected income, annuities, long-term care, and […]
We conducted the sixth annual Protected Retirement Income and Planning [PRIP] Study with our partners at the Alliance for Lifetime Income (ALI) this year. The second chapter of the 2024 results were just released. The gender divide is real and has a significant role in the retirement crisis. These stats in particular are alarming: PRIP […]
We conducted the sixth annual Protected Retirement Income and Planning [PRIP] Study with our partners at the Alliance for Lifetime Income (ALI), and the first chapter of the 2024 results were just released. They show stunning changes to the retirement landscape. Half of Americans ages 61 to 65 have already retired and started claiming Social […]
We asked about the state of Americans’ mental health and found that one-third faced mental or emotional health challenges in the past year.
